Financial Advisory Firm: XRP Could Drop 27% by 2026, But Remains a Strong Buy Until 2027

BroadChain has learned that at 23:30 on April 20, according to NewsBTC, the years-long legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC) was settled in May 2025, with the remaining appeals dismissed in August of the same year. U.S. financial advisory firm The Motley Fool pointed out that the dissipation of this regulatory cloud, combined with the current low token price, may create a rare entry opportunity for XRP investors. The institution believes that although the price of XRP is currently hovering around $1.41, down more than 60% from last summer's high of $3.60, and is expected to potentially drop another 27% by 2026, it is still worth buying before 2027. The core logic lies in: the regulatory environment is becoming clearer, with the U.S. GENIUS Act already in effect and the Digital Asset Market Clarity Act also advancing, removing obstacles for institutional entry; meanwhile, Ripple is moving beyond the cross-border payment narrative, building a broader ecosystem through initiatives such as launching the XAO DAO, and exploring support for anti-fraud tools and tokenizing traditional financial products like ETFs, which better aligns with the participation needs of large institutions. Data shows that ETFs linked to XRP are recording record inflows in April 2026, reaching $65 million in a single month.