The XRP Ledger is becoming a key force in global financial infrastructure. Wall Street giants such as Mastercard, BlackRock, and Franklin Templeton are all optimistic about its prospects. At the 2026 Digital Assets Forum, World Bank fintech expert Odelia Torteman referred to DeFi as the "middleware" driving the next phase of global finance, noting that the XRP Ledger is specifically built for cross-asset, transparent payments.
Data shows that real-world asset (RWA) activity on the XRP Ledger has surged by 875%, with the total tokenized value approaching $2.5 billion. It is reported that a leading Japanese travel company is migrating its prepaid payment system to this ledger, targeting a market size of 30 trillion yen. Institutional recognition of XRP is accelerating. The latest data indicates that ETF clients have purchased $3 million worth of XRP, bringing the total net assets held by ETFs to $1.43 billion.
XRP price is currently consolidating above $1.4, with low trading volume as the market awaits a catalyst. Support is at $1.35, while resistance is concentrated in the $1.50-$1.55 range. A confirmed close above the 100-day EMA ($1.53) could pave the way toward the year-end target of $2.69 set by 21Shares. Macro analyst Dr. Jim Willie predicts that if troubled banks rely on XRP for settlement bailouts, its price could eventually soar to $3-$25.
Long-term forecasts suggest that if the banking sector fully adopts it, the XRP price could reach $27 by 2030. Ripple's CEO has highlighted a $13 trillion payment opportunity through its Treasury platform. Although the opportunity is real, the timeline for realization remains uncertain. Patience is required for the current price action.